Illinois Mine Subsidence Insurance Fund

The Illinois Mine Subsidence Insurance Fund is a non-governmental tax paying entity created by the Illinois General Assembly. The purpose of the Fund is to assure financial resources are available to owners of property damaged by mine subsidence so those damages can be repaired.

The Fund does this by providing reinsurance to insurance companies, conducting geotechnical investigations to determine if mine subsidence caused the damage, supporting research to mitigate structural damage, and educating the public about the use of insurance to lessen the risk of financial loss resulting from mine subsidence.

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