Illinois Mine Subsidence Insurance Fund

  • Mine Subsidence Damage

    Mine Subsidence Damage

    Large cracks in sidewalks, driveways and walls may indicate mine subsidence. They may also be indicative of changes in soil conditions or construction failures.
  • Mine Subsidence Damage

    Mine Subsidence Damage

    Large cracks in sidewalks, driveways and walls may indicate mine subsidence. They may also be indicative of changes in soil conditions or construction failures.
  • Mine Subsidence Damage

    Mine Subsidence Damage

    Large cracks in sidewalks, driveways and walls may indicate mine subsidence. They may also be indicative of changes in soil conditions or construction failures.
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IMSIF Response to Covid-19

Executive Order No. 8, issued by Governor Pritzker, requires most individuals and businesses in Illinois stay at home and practice social distancing. For the protection of our staff and the public, the Illinois Mine Subsidence Insurance Fund (IMSIF) has temporarily suspended all field investigations until the Order is lifted. IMSIF employees, both in Caseyville and Chicago, have been directed to fulfill their job responsibilities to the best of their abilities, while sheltering in place at their homes. Our desire to serve Illinois property owners remains our first priority, and we are here to answer any questions or concerns you may have. To contact us, email Kathy Moran at kamoran@imsif.com.

Given the rapidly changing issues confronting our legislative leaders, we are grateful for the actions taken to protect our citizens, as well as the many essential workers putting themselves at increased risk. Together, we will weather this unprecedented crisis. Until then, we wish you all well.

Mission Statement

The Illinois Mine Subsidence Insurance Fund is a taxable enterprise created by Statute to operate as a private solution to a public problem. The purpose of the Fund is to assure financial resources are available to owners of property damaged by mine subsidence.  The Fund fills a gap in the insurance market for the benefit of Illinois property owners at risk of experiencing mine subsidence damage.

The Fund does this by providing reinsurance to insurance companies for damage caused by mine subsidence, conducting geotechnical investigations to determine if mine subsidence caused the damage, supporting and sponsoring mine subsidence related research and initiatives consistent with the public interest, and educating the public and the industry about mine subsidence and related issues.

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NOTICE TO PRIOR USERS: DUE TO OUR UPDATED WEBSITE, YOU MUST RE-REGISTER. PASSWORDS ISSUED PRIOR TO 01/21/2015 ARE NOT VALID.