Illinois Mine Subsidence Insurance Fund

  • Mine Subsidence Damage

    Mine Subsidence Damage

    Large cracks in sidewalks, driveways and walls may indicate mine subsidence. They may also be indicative of changes in soil conditions or construction failures.
  • Mine Subsidence Damage

    Mine Subsidence Damage

    Large cracks in sidewalks, driveways and walls may indicate mine subsidence. They may also be indicative of changes in soil conditions or construction failures.
  • Mine Subsidence Damage

    Mine Subsidence Damage

    Large cracks in sidewalks, driveways and walls may indicate mine subsidence. They may also be indicative of changes in soil conditions or construction failures.
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IMSIF Response to Covid-19

The Illinois Mine Subsidence Insurance Fund (IMSIF) is now resuming interior geotechnical inspections to properties of claimants with modified guidelines to ensure the safety of both claimants and IMSIF investigators. Procedural changes have been instituted that require social distancing of at least 6 feet, no physical contact with property owners, the use of a surgical mask, gloves and shoe covers.  Investigators will also be equipped with disinfecting wipes to clean all interior surfaces of the inspected properties that are touched by gloved hands or IMSIF equipment.

Before scheduling an appointment, the claimant will be screened with a series of questions to ensure the safety of the IMSIF investigators.  The claimant will also be given the opportunity to postpone the interior investigation until a later date. Only one inspection per day will be allowed per investigator.

The Fund is taking a proactive approach to protecting its employees and the claimants it serves, while moving forward with the essential services it provides as reinsurer for mine subsidence claims. We will continue to post updates to procedural changes as warranted by State recommendations and/or requirements set forth by Governor Pritzker.

Mission Statement

The Illinois Mine Subsidence Insurance Fund is a taxable enterprise created by Statute to operate as a private solution to a public problem. The purpose of the Fund is to assure financial resources are available to owners of property damaged by mine subsidence.  The Fund fills a gap in the insurance market for the benefit of Illinois property owners at risk of experiencing mine subsidence damage.

The Fund does this by providing reinsurance to insurance companies for damage caused by mine subsidence, conducting geotechnical investigations to determine if mine subsidence caused the damage, supporting and sponsoring mine subsidence related research and initiatives consistent with the public interest, and educating the public and the industry about mine subsidence and related issues.

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NOTICE TO PRIOR USERS: DUE TO OUR UPDATED WEBSITE, YOU MUST RE-REGISTER. PASSWORDS ISSUED PRIOR TO 01/21/2015 ARE NOT VALID.